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Are You Facing Tough Financial Circumstances?

Many dads and their families are in tough financial circumstances right now. Maybe you’re one of them.

Mark is a self-employed dad, married with two young children, who sent me a very encouraging and insightful email about his own financial situation that may help you.

Here is Mark’s story:

Because my business had dropped by 80% over the last year and half due to the recession, we have been in full-out survival mode!

I believed in my head that I was depended on God’s provision, but my heart and emotions were completely dependent on my bank account and signed business agreements.

Now, my wife and I had handled our finances “by the book.”  We only have our home as a debt (a home we can easily afford and does not stretch us.)  We even had a full year’s salary in savings!  Dave Ramsey would be proud of us.

But God had to empty us of those two dependencies we were leaning on – money in the bank and my business income — to show us His reality for our lives.

Back in June we got down to our last $700!  We were at the point of not having enough to pay the mortgage and medical benefits.  I had come to the end of my abilities to “make it happen.”

Because there was nothing more I could do to “turn the Titanic around,” and because I had been hearing from God that I was not to do anything else but stay the course of my profession and current direction (no matter how bad it was), I finally rested in God’s unseen plan to do something for us.

I finally took my hands off the wheel.

A strange thing happened.  I felt more peace than I had in years!

The best way to describe it was like I had been desperately flying a small plane (with my family on board) through the terrifying storms of a hurricane.  Our plane had been frighteningly jerking and jolting due to the winds.  I could hardly see out the rain-soaked window.  My eyes blinded by deadly lightning all around me.  My hands painfully locked, white-knuckled to the steering wheel.  The wings about to snap off at any second and we would plunge to our death!

This was the picture of the last year and half of survival in my devastated industry.  It had been one of the hardest times of my life.

But when we came to the end of our resources, I felt like I finally broke through the howling winds of the hurricane we were trying to survive, to then break out into the Eye of the hurricane.  The Eye of a hurricane is still and calm.  There are no winds and rain, and the sun is bright.  There is peace and rest there from the storm.  The storm was all around us still, but we were no longer being buffeted by it.

I remained in that state of peace and rest for a couple weeks, with a felt awareness that God was up to something I had not sensed before.  During that time, a few small and random checks came in from reimbursements I had forgotten about or written off.  They were just enough to pay the bills that month.

Then the flood gates of heaven opened up!

In the last 3 months, God has released more business than I could have ever imagined!  I have closed larger deals than ever in my 7-years of operating my own architecture firm.  And they are coming faster than I have ever seen them. They are even the best design opportunities I have had in my firm – they are some of the most exciting designs I have had come in.

Plus, they are coming out of seemingly nowhere.  They are not coming from leads I sowed, but rather from old acquaintances or through channels I was not working on at all.  This unbelievable abundance is coming out of sources and places I cannot claim any credit whatsoever.  It is completely uncanny.

And the work keeps coming!  And I’ve discovered a new rest and a new peace.  I’ve discovered a new Source that had been there all along.  Thank you Father.

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I trust Mark’s story has both encouraged and challenged you today.

Feel free to point others to this post who would benefit from Mark’s story.

Blessings to you and your family,
Joey Watkins
Founder, FamilyDads.com

This Book Has Major Impact
Living On The Third River is a book that has absolutely revolutionized my thinking about money in a way no other book on money and finances has, and it’s only 68 pages!

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When God Closes The Door On Your Work

As dads, part of leading our families involves the work God calls us to. Among other things, our work is a significant means of income, a primary channel through which God, our source of provision, supplies money to us and our family.

So imagine this scenario at your place of work. It’s Friday afternoon and your supervisor steps into your office with a seemingly casual question…

“Can you come into the conference room for a brief meeting?”

You finish your email, save the document, or complete whatever task you are right in the middle of, and then make your way down the hall to the company conference room. In the past, you’ve participated in many staff meetings, strategy planning sessions, and even birthday parties in this conference room, but none like today’s meeting.
door closing“As you know, our company’s revenue has gone way down in recent months, and we’ve had to evaluate ways to significantly cut costs. Effective immediately, your position is being eliminated.”

And with that, you find yourself out of a job — without any advance notice and through no fault of your own. What makes this especially painful is the fact that you have given five years of faithful service to your company, many of those weeks spent working well over 40 hours.

When God closes a door in our lives — especially a major one like our work — the natural tendency is to panic and to project negative “what if” scenarios about our future. If we haven’t been in close relationship with God and regularly hearing from Him, we can be be easily overcome by feelings of fear, rejection, and even anger.

The song lyrics of “Look For A Window” give encouragement and advice to the person facing this very scenario:

Hot on the trail of God’s will
And getting warmer still
Stopped by the slam of a door
God, what’d You do that for?


When God closes a door, look for a window
Don’t stand at the door, there might be a window


Responsibilities change
And so do our pathways
One way God shows which way to go
Is to let the old road close


There’s no point in getting down on yourself
God is only pointing you somewhere else

In challenging times like this, a wise dad will go to God with this attitude in his heart and prayers…
“God, this did not take you by surprise. You knew this was going to happen, and You knew when it would happen. I am so grateful that you take care of me and my family. Help me guard my heart and my thoughts as I seek to know what you are doing in my life and what the next step is for me to take. You know our financial needs, and You are the source of provision for my family. So help me remain full of faith in You during this time, waiting on You, listening for Your promptings, and obedient to whatever You tell me. And thank You for your faithfulness to me during the past five years that I worked at this company.”

As I consider my closing thoughts on this topic, my six-year-old son, totally unaware of what I am writing about, just blurted out in the other room…

“Do you know what song I have in my head right now?”

He then proceeded to sing a kid’s song version of Matthew 6:34 which says, “Do not worry about tomorrow; for tomorrow will look after itself.”

I suspect that verse is directly for someone who will read this. Out of the mouth of babes!

If you’re in the midst of job transition, stay encouraged, and continue to…

“Trust in the LORD with all your heart and lean not on your own understanding.
In all your ways acknowledge Him, and He shall direct your paths.” ~Proverbs 3:5-6

Blessings to you and your family,
Joey Watkins
Founder, FamilyDads.com

PS – This would be a good post to forward along to another dad you may know who is in the midst of job transition. Also, take him out for lunch or breakfast and spend some time with him talking and praying together. He would probably appreciate your friendship, kindness, and prayer support right now.

Do you know the five Biblical uses of money, the spiritual power behind money, the symptoms to guage where you are spiritually with your finances, and the two different economic systems in the world? Learn More

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Money & Finances: Tonight at the Dad Summit

We have been enjoying the Dad Summit in the live webinar sessions this week.

Norm Wakefield and Todd Wilson have given us very helpful messages on identity, turning our hearts toward our children, our “father power”, and how to love our wives and live with them in an understanding way.

The recordings have turned out great and should be available for access on Wednesday to those who have registered for the Dad Summit.

Tonight we will have another special guest.

Craig Hill is the Founder of Family Foundations Intl. His passion is helping God’s people discover and walk in God’s very best for our lives.

One of the primary areas is finances and money.

Craig teaches on this topic in a very unique way, especially on Jesus’ admonition about serving God vs. mammon and seeking first God’s Kingdom.

This is a VERY positive message and life-changing.

Craig’s little book, Living On The Third River, absolutely revolutionized my thinking about money in a way no other book on money and finances has.

I have shared this book with others and it has transformed their thinking and perspective about money, mammon, blessing, and abundance, and raised their trust in God to a new level.

Craig will be with us tonight at 9pm and 10pm Eastern.

If you get this email in time, it’s not too late to join us at the live Dad Summit webinar sessions tonight with Craig.

You can register at this link and also get access to the recordings of all the other sessions too–

http://www.dadresources.com/Dad-Summit_c_36.html

Hope to see you tonight!

Blessings,

Joey Watkins, Founder of FamilyDads.com

PS – We will also be emailing instructions for  accessing the recordings of the Dad Summit sessions. (Recordings are included with registration.)

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Dad Videos: Debt From a Different Perspective, Craig Hill on the Mammon Spirit

The short video clip below discusses a common topic that I suspect affects many, if not most, dads — debt. Craig Hill shares a different perspective on debt that you’ve probably never thought of before. This perspective may forever change the way you view debt, your decision to borrow money, and its impact on you and your family.

For more on this topic of debt and money, I highly recommend the resource “Living On The Third River” by Craig Hill. It changed my paradigm about money in a way no other book has (outside the Bible) using a modern-day parable and rock solid truly life-changing teaching about money, provision, financial security, mammon, faith, generosity, abundance, and blessing others, from a spiritual perspective with practical application to our financial decisions and how we live our lives.



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Amazing Story From Work

A dad in Texas shared an amazing story that recently happened at the company where he works.

His story makes a very strong case about our priorities…

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We all know how the economy is going nowadays, and probably most of us, if not all, are concerned about the near future, our jobs, and praying hard about it.

Yesterday at church I saw a good buddy of mine, and he was not looking good. So I took him aside and asked him what was going on. (We are accountability partners, and we often go straight to the point, no “how are you ?” between us.)

He told me that at his workplace “pink slips” were flying all around him, personnel reduction was the “word of the month,” and he was very worried about his job.

He works in IT and was studying madly to get a very hard IT certification to make his position harder to get rid of.

I understood, since I share his same concern, and I am in the ’same boat’ so to speak.

That made me think, and I told him the story I want to share with you all, that happened in my workplace last week.

Last Monday, as soon as we got to the office, we were told that one of the oldest executive managers in the company, “James” had passed on the night before, in his bed.

James was the General Manager of our most lucrative sales market, he had been the company VP and CFO
in different times, and was one of the oldest employees of the company.

The guy was working 12-14 hours a day, taking very little care of himself, and work was his life.

You all see where this is going, right?

A few days after the funeral, I was in the car with our VP, going to Dallas, for business. In the car we started to talk almost immediately about James and what had happened.

After a few casual comments of sorrow about his death, the VP made a comment that gave me the chills …

She said “You know, James “passing away” is going to save the company a lot of money, his salary was quite good, and all in all, we were considering “letting him go” anyway, for we still have to cut salaries and personnel…”

My heart sunk, for I realized how little “James” the man, the individual, had mattered to the company.

Technically, the comment was right.

Under the moral and “human” perspective, it was chilling.

Today, a week after the event, “James” is nearly forgotten.

Gone, merely a faint memory. His position will not be replaced, the company will save money, and that is the end of a 17 years old career.

Guys, put your time, heart and effort in your family and in God.

I still remember the stories my grandfather used to tell me, and he passed away 25 years ago.

My children still laugh and cherish the stories I tell them about my mother’s grandfather…

It’s just money, folks… rust and moths.

What really matters is in the hearts of people you live with, share laughs, experience life and faith with.

You (we all) are not what your job says.

We are fathers, husbands, a brother, a friend, a son of a wonderful God.

Your company will erase the memory of you in a few days, if you drop dead tomorrow.

Your family will remember you forever — put your sweat and effort where it will bear good fruits.

Sorry for the story, it’s probably depressing, but I felt the urgent need to vent…

God Bless you all, brothers.

TexasDad

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I pray this story has been a clear reminder to all of us dads of what and who to truly prioritize in 2009.

Blessings to you and your family in this new year,
Joey Watkins
Founder, FamilyDads

PS – The best resource I’ve found on helping dads make and keep the right priorities is–
http://www.dadresources.com/product.asp?itemid=15

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