Many dads and their families are in tough financial circumstances right now. Maybe you’re one of them.

Mark is a self-employed dad, married with two young children, who sent me a very encouraging and insightful email about his own financial situation that may help you.

Here is Mark’s story:

Because my business had dropped by 80% over the last year and half due to the recession, we have been in full-out survival mode!

I believed in my head that I was depended on God’s provision, but my heart and emotions were completely dependent on my bank account and signed business agreements.

Now, my wife and I had handled our finances “by the book.”  We only have our home as a debt (a home we can easily afford and does not stretch us.)  We even had a full year’s salary in savings!  Dave Ramsey would be proud of us.

But God had to empty us of those two dependencies we were leaning on – money in the bank and my business income — to show us His reality for our lives.

Back in June we got down to our last $700!  We were at the point of not having enough to pay the mortgage and medical benefits.  I had come to the end of my abilities to “make it happen.”

Because there was nothing more I could do to “turn the Titanic around,” and because I had been hearing from God that I was not to do anything else but stay the course of my profession and current direction (no matter how bad it was), I finally rested in God’s unseen plan to do something for us.

I finally took my hands off the wheel.

A strange thing happened.  I felt more peace than I had in years!

The best way to describe it was like I had been desperately flying a small plane (with my family on board) through the terrifying storms of a hurricane.  Our plane had been frighteningly jerking and jolting due to the winds.  I could hardly see out the rain-soaked window.  My eyes blinded by deadly lightning all around me.  My hands painfully locked, white-knuckled to the steering wheel.  The wings about to snap off at any second and we would plunge to our death!

This was the picture of the last year and half of survival in my devastated industry.  It had been one of the hardest times of my life.

But when we came to the end of our resources, I felt like I finally broke through the howling winds of the hurricane we were trying to survive, to then break out into the Eye of the hurricane.  The Eye of a hurricane is still and calm.  There are no winds and rain, and the sun is bright.  There is peace and rest there from the storm.  The storm was all around us still, but we were no longer being buffeted by it.

I remained in that state of peace and rest for a couple weeks, with a felt awareness that God was up to something I had not sensed before.  During that time, a few small and random checks came in from reimbursements I had forgotten about or written off.  They were just enough to pay the bills that month.

Then the flood gates of heaven opened up!

In the last 3 months, God has released more business than I could have ever imagined!  I have closed larger deals than ever in my 7-years of operating my own architecture firm.  And they are coming faster than I have ever seen them. They are even the best design opportunities I have had in my firm – they are some of the most exciting designs I have had come in.

Plus, they are coming out of seemingly nowhere.  They are not coming from leads I sowed, but rather from old acquaintances or through channels I was not working on at all.  This unbelievable abundance is coming out of sources and places I cannot claim any credit whatsoever.  It is completely uncanny.

And the work keeps coming!  And I’ve discovered a new rest and a new peace.  I’ve discovered a new Source that had been there all along.  Thank you Father.

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I trust Mark’s story has both encouraged and challenged you today.

Feel free to point others to this post who would benefit from Mark’s story.

Blessings to you and your family,
Joey Watkins
Founder, FamilyDads.com

This Book Has Major Impact
Living On The Third River is a book that has absolutely revolutionized my thinking about money in a way no other book on money and finances has, and it’s only 68 pages!

Recently, I took my 8-year-old daughter out for one of her most favorite events… a date with dad.

After a fun visit to enjoy the furry and feathered animals at a local pet store, we walked across the parking lot to a newly built massive furniture store. It was HUGE — taking up at least a city block, if not more.

Once inside, we were immediately impressed with the size of the store, and even more impressed as we walked around looking at the variety and quality of all the expensive furniture inside.

That’s when I began to notice something potentially DANGEROUS happening in my heart.

I sat down and leaned back in a very nice leather recliner couch. It was luxurious and very comfortable.  I casually mentioned to my daughter, “This is much nicer than our couch.” She agreed.

Then we went over to the bedding section and began testing the selection of mattresses, laying down on one after another. Again, we commented on how much more comfortable and nicer they were than ours at home.

After wandering around the store together through room after room of showroom furniture, we finally made our way back to the entrance.

Heading back across the parking lot, we walked past a late-model luxury car. I noticed the inside, which sported an elegant wood trim dashboard console and stylish leather interior.

“Wow,” I thought to myself. “That car sure is a lot nicer than ours.”

My heart wrestled with these longings for “bigger and better”, “nicer and newer” things as we made our way to our car. Before me was a choice: to allow discontentment to take root in my heart, or to be thankful and grateful for the provisions God had already given to me and my family.

When we compare the provisions God has already given us with newer, nicer, more expensive, and more comfortable items that don’t belong to us, there is usually a struggle, a wrestling, a temptation, a DANGER — envy, covetousness, and discontentment.

Whether it’s a new car, a recreational vehicle, furniture, a house, or even our spouse, when we compare what has already been provided to us with what is “out there” in the marketplace, a tv commercial, a webpage, or even another person, we run the risk of becoming discontent in our hearts. Which can lead to foolish decisions and regrets, bondage to debt, and even more tragic consequences in our lives.

If we compare any provision God has given us with something else that we don’t have, there is potential for danger around the corner. We must always be on guard, paying attention to what is happening in our hearts in any given situation.

“Keep your heart with all diligence, for out of it are the issues of life.” ~Proverbs 4:23

Blessings to you and your family,
Joey Watkins
Founder, FamilyDads.com

Attention Dads with Daughters: Two Great Resources

She Calls Me Daddy Seven Things Every Man Needs To Know About Building A Complete Daughter Learn More

What A Daughter Needs From Her Dad How A Man Prepares His Daughter For Life Learn More

The short video clip below discusses a common topic that I suspect affects many if not most dads. Craig Hill shares a perspective that you may never have thought of before. This perspective may forever change the way you view this topic. I strongly suggest the resource mentioned below the video.

For more on this topic of debt, mammon, and money, I highly recommend the resource “Living On The Third River” by Craig Hill. It changed my paradigm about money in a way no other book has (outside the Bible) using a modern-day parable and rock solid truly life-changing teaching about money, provision, financial security, mammon, faith, generosity, abundance, and blessing others, from a spiritual perspective with practical application to our financial decisions and how we live our lives.

Dad, Does your family have credit card or other types of debt? Have you tried debt-consolidation services with no success? A unique new program for managing your debt has been developed with the assistance of actor Steve Martin that can absolutely help you starting today! The advice is priceless and the book is FREE!

As you probably know, the US stock market had its largest single day drop in history yesterday. Many politicians at the federal level are trying their best to dump $700 billion of bad debt onto the US taxpayers. And all across the news headlines lately are stories of declining economies and financial uncertainty.

However, for us family dads, it does not have to be a season of financial despair and discouragement.

Earlier this year, my wife and I were sitting in a large church gathering when the pastor took a quick “diversion” from his sermon to make a very heart-felt and urgent plea. He said “Do whatever you have to do to get completely out of debt as soon as possible.” And then he returned to his sermon topic. My wife and I both looked at each other and felt very clearly his instruction was directed specifically to us.

Fellow dad, I want to strongly encourage you with these same words.

Debt is when we buy things we don’t currently have the money on hand to purchase. It is the result of either a failure on our part to delay a purchase until provision exists. Or it is simply used in complete ignorance of the spiritual power behind debt.

When we use debt to buy something, we are willingly placing ourselves in bondage to both the financial lender as well as in the spiritual realm. I believe it is a form of idolatry. We are replacing God by presumptuously satisfying our desires or needs through borrowing money to pay for something, instead of awaiting His provision in His timing.

Author Craig Hill says that “there is a spirit behind personal debt, which will hinder the flow of finances in one’s life.” The weight of paying back money you don’t have, along with the pile of interest that builds up, creates a form a slavery –  and YOU and your family become the slaves. This is NOT what we want for ourselves nor for our family.

So again, let me pass on to you the words that so strongly resonated within me when I heard them…

“Do whatever you have to do to get completely out of debt as soon as possible.”

A helpful resource on the topic of the spiritual power behind money is Living On The Third River by Craig Hill. Two very practical resources on debt, provision, and spiritual laws relating to money are Your Financial Revolution 5-CD Audio Set and the book Fixing The Money Thing by Gary Keesee. All of these resources and more are available in the “Money” section at www.DadResources.com